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| (3 person maximum) |
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| (3 person family maximum) |
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| Office Visits - (PPO Physicians and Specialists-includes X-ray and lab work only when performed and billed by the physician's office) | |
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| Preventive Care for Babies and Children (through age 5) | |
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Preventive Screenings for Adults (unlimited yearly max) Colonscopy will be paid at 70% after the yearly deductible is met. |
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| Mammograms |
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Covered at 100% - no copay |
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Covered at 100% - no copay |
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Covered at 100% - no copay |
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Professional Services Including surgery, anesthesia, in-hospital physician care, diagnostic X-ray and lab. |
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Inpatient Hospital Services Surgery, x-ray, in-hospital physician visits, organ/tissue transplants |
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| Maternity | |
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| Outpatient Medical Care | |
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Short Term Therapies: Physical/Occupational/Speech Respiratory Therapy, Cardiac and Pulmonary Rehabilitation (no limit on # of visits) Developmental Delay is not covered |
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| Chiropractic
Services (24 visits per year - Care must be received from ActivHealth Provider) |
$10 | $10 | $10 | $10 | $10 | $10 | |
| Mental Health- Available only by purchase of an additional rider for $20.73/month (rider gives 48 O/P Vis & 30 I/P days per yr.) |
Available only by purchasing a Rider | Available only by purchasing a Rider | Available only by purchasing a Rider | Available only by purchasing a Rider | Available only by purchasing a Rider | Available only by purchasing a Rider | |
| Infusion Therapy/Chemotherapy | |
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Emergency Room Care -
For Medical Emergency or Serious Accidental Injury |
$150 copay then 100% coverage | $150 copay then 100% coverage | $150 copay then 100% coverage | $150 copay then 100% coverage | $150 copay then 100% coverage | $150 copay then 100% coverage | |
| Urgent Care | |
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| Ambulatory Surgical Center | |
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| Ambulance Service | |
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| Hospice | |
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Home Health Care - Limited to 30 days, in and out of network combined |
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Durable Medical Equipment, Prosthetics and Orthoses limited to $2,500 annual max, all combined |
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Skilled Nursing Facility Limited to 30 days, in and out of network combined |
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| Transplants (NEW-Unlimited Benefit) |
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Prescription Drugs - Retail Drugs - per prescription (up to a 30-day supply-mail order available) |
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Tier 1 (Generic Drugs)
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| Tier 2 (Formulary Brand) | |
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| Tier 3 (Non-Formulary Brand) | |
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| Tier 4 (self edministered injectables) | |
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| Dental ( all care must be received from a DeltaCare provider. | |
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| Vision - one exam every 12 months (care must be received from an Avesis provider) | |
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Waiting period for
all undisclosed pre-existing conditions is at least one year from
contract effective date. *Refer to your individual certificate of coverage for complete benefit details (As with all insurance providers, not disclosing known prexisting conditions could result in termination of your benefits) |
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